Does A Home Warranty Cover Electrical Issues?

Electrical issues are common and unexpected. And if you have this question, “Does home warranty cover electrical issues?” in your mind, you’ll find the answer in this blog. Home warranty companies cover the repair and replacement costs of your home appliances and systems. There are many companies in the market that also offer coverage for interior electrical systems.

This blog will help you understand the coverage options for electrical systems, the limitations of the coverage, the best warranty companies to choose from, and many more. Read on to know more about this topic so you can choose the right home warranty plan.

What Are The Types Of Electrical Issues Covered?

Home warranty companies do cover electrical appliances and components. However, the coverage is limited to certain types of electrical appliances or systems.

The following table will list the electrical items covered under the warranty and the items that are optional:

Home warranty companies cover the repair and replacement of electrical items just as they cover other appliances and systems. Still, there are some limitations and exclusions that you will learn about in this blog.

Limits And Exclusions

There is no separate coverage limit or dollar limit for electrical systems in a home warranty plan. Hence, the general coverage limit per appliance/system is applicable for electrical systems as well. The average dollar limit per electrical system can range from $2000 to $3000.

When it comes to contractual limitations or exclusions, you’ll find several electrical items are struck out from warranty plans.

How To File A Claim For Electrical Issues?

The whole purpose of subscribing to a home warranty plan is to get your appliances repaired or serviced when they break or malfunction. When you file a claim, most of the providers will respond to you within 24 hours, or at the most 48 hours. They will register your claim request and get in touch with the technician who will schedule a visit to your place. Usually, for a new warranty buyer, the provider may wait 30 to 60 days so that people don’t abuse the services.

You Can File A Claim For Electrical Issues By Following These Steps:

Analyze and understand your product’s condition and the coverage limit offered by your warranty plan: Once you start seeing issues in the electrical system, you must inform the warranty provider immediately. Finally, you must know what is covered and not covered before going forward.

  • Prepare a detailed description of your problem. It will make filling out the online form easier and you can submit the claim quickly.
  • Request a service visit from the provider: You can file a claim online or over the phone if you want to. Some providers have their own applications, and you just need to download them on your mobile and start filling out the claim form.
  • Pay the service fee: Whatever the issue is, you need to pay the service fee by default. The fee could range from $50 to $150.

You have now successfully filed a warranty claim.

Top 3 Companies That Cover Electrical Issues

We have reviewed and listed the top three home warranty companies that offer comprehensive and affordable coverage on electrical items.

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